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• Crediting

We offer You credit product — Leasing — as an alternative for crediting for equipment purchase.

Leasingadvantages:

• Property purchase by installments with minimal primary payment at least 30% leasing project;
• Reduction of taxable base at the expense of all leasing payments appropriation to the self-cost;
• Minimization of the wealth tax due to the use of accelerated depreciation (coefficient 3);
• Optimization of balance structure (indebtedness on current leasing payments is reflected on the off-leasing invoices);
• Opportunity to have long-term financing;
• More flexible payment schedule comparing with the bank agreements;
• Opportunity to own equipment after completion of leasing payments and putting it in balance as per depreciable value.

Terms of leasing provision

• Leasing period is up to 3 years;
• Useful service of equipment is from 1 to 9 years (machines and equipment, tools, lifts, handling equipment, optical devices, automobiles and trucks);
• Equipment value is at least 10 000 US dollars;
• Advance payment at the expanse of the company’s personal funds is not less than 30 %;
• Leasing payments are performed on the monthly basis;
• Obligatory insurance of the leasing object;
• Leasing object distribution in the balance of the company.

Leasing execution

To execute the credit print the Form for Borrower and Form Leasing application, fill them in and provide to the Bank.

• Form for the Borrower
• Leasing Application

Besides, in order to process application concerning leasing execution for Your company by the Bank, You have to provide package of documents according to the specified list together with the Form for Borrower and Leasing Application.

• List of documents required for processing of the Lease Application